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BANKING TUTORIAL

Shop around—look at several different financial institutions to find the best rates and services for your needs
Request written information about the accounts you consider opening. The Truth in Savings Act gives you the right as a consumer to get the terms of an account in writing before opening the account.
Do your research and understand the terms of the account before opening it
- What is the APR (Annual Percentage Rate) and APY (Annual Percentage Yield) for the account?
- What are the major benefits of the account?
- How does it compare with accounts offered at other financial institutions?
- What penalties and fees are associated with the account?



Jump to:
1.	Checking Accounts	2.	Savings Accounts
3.	Tips for Opening a Bank Account	4.	Types of Loans
5.	Finance Charges, APR and APY

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