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MANAGING CREDIT TUTORIALGet a Copy Of Your Credit Report Every 12 Months - Free!It's a good idea to review your credit report on a regular basis. Checking that your credit report doesn't include any credit cards or loans that you didn't apply for is your best defense against identity theft. Also, checking your report helps make sure that your credit score is being calculated on the basis of accurate information. For information on how to request your free report and the implementation date in your state, go to www.annualcreditreport.com or call toll free (877) 322-8228. You can request a free credit report once every 12 months from each of the nationwide consumer credit reporting agencies: Equifax, Experian and TransUnion. |
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| 1. | Introduction | 11. | Purchasing a Credit Report |
| 2. | Why You Need a Credit History? | 12. | How to Correct a Credit Rating |
| 3. | Consequences of Bad Credit | 13. | How Creditors Rate You |
| 4. | Glossary of Credit Terms | 14. | 4 Key Credit Tips |
| 5. | Credit - The First Step | 15. | 3 Things you Don't Want to Do |
| 6. | How Creditors Get Information | 16. | How to Spot Bad Credit |
| 7. | What Your Credit Report Says | 17. | How to Get on the Right Track |
| 8. | What's In Your Credit Report? | 18. | Your Credit - An Overview |
| 9. | Credit Report Exercise | 19. | If You're Denied Credit |
| 10. | Free Annual Credit Report | 20. | Consumer Protection Laws |
| 21. | Credit Review | ||
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