Whether you want to finance or lease a vehicle, when you apply for credit, the credit application you fill out is the first step in the process.

You can start the process early by filling out an GMACSmartApp online. Once your information is received, GMAC will process it and quickly email you a printable certificate. At your convenience, you will need to select the dealer to which you are applying and present this certificate to complete the application process. This saves time, since you will already be well down the path to applying for credit before you visit the dealership.

Here is some of the information that may be requested on a credit application:

• Your name
• Your address
• Your phone number
• Your employer
• Your social security number
• Your date of birth
• Your current income
• Your outstanding debt

Snapshot of a Credit Application(PDF)

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