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MORTGAGE TUTORIALWhy You Need a Credit HistoryCredit is a financial tool that enables you to buy things now but pay for over an extended period of time. Your ability to use credit responsibly and repay creditors on time has a lot to do with how much access to credit you will have in the future. Building a solid credit history gives you more buying power when you need it, and that can be especially valuable when you are buying a home. |
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| 1. | Understanding Credit | 10. | Managing Your Credit Score |
| 2. | Why You Need a Credit History | 11. | How to Spot Blemished Credit |
| 3. | How You Should Look at Credit | 12. | How to Get on the Right Track |
| 4. | How Credit Affects Your Loan Options | 13. | The Final Verdict - Credit Approval or Denial |
| 5. | How Credit Bureaus Get Information | 14. | If You're Denied Credit |
| 6. | What Your Credit Report Says | 15. | Consumer Protection Laws |
| 7. | What Your Credit Score Means | 16. | Glossary of Credit Terms |
| 8. | What Affects Your Credit Score | 17. | Learn More About Credit |
| 9. | Free Annual Credit Report | ||
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