Auto Financing

GMAC Auto Purchase Financing can make the dream of owning your own vehicle a reality with competitive rates and payment options. Together, we can develop a program that feels right for you.

Auto Financing Overview

Automotive Purchase financing is an installment sale transaction between you and your dealer whereby you agree to pay the amount financed, plus an agreed-upon finance charge, over a period of time.

Generally, if you plan to drive your vehicle for more than just a few years, you consistently drive well over 24,000 kilometres a year, you subject your vehicles to rough treatment, you plan to alter the vehicle's appearance or if you feel more comfortable with the idea of "owning" a vehicle, purchase financing is probably right for you.

GMAC also offers a Custom Payment Plan* that provides flexible auto financing options where payments can be scheduled in varying amounts at specific intervals during the contract. To qualify, you must demonstrate that your income is earned on an irregular basis and you have the ability to repay the scheduled installments when due. If this fits your particular situation, see your dealer for further details.

*Unavailable in Quebec.