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Our retail line of products represent our commitment to provide a comprehensive level of automotive finance services that will ensure that our customers have the most suitable finance product for their vehicle paired with an efficient timely finance approval process.

The retail approval process and associated conditions of the loans provided are subject to the underlying financial position of the applicant, personal circumstances and credit history.

By making the decision to finance your vehicle with GMAC-SAIC - you are assured of professional service, complementary Credit Life Insurance coverage and the peace of mind that you are dealing with a global leader in automotive finance.


Finance is available for terms between 13 months and 60 months; subject to credit assessment.

The maximum loan amount is limited to 80% of the total vehicle purchase price for private use, and 70% for business use.

GMAC-SAIC must be able to register a Mortgage against the vehicle at the
local Vehicle Registration Office to where the vehicle is purchased and registered.

Finance is only available for vehicles sold through authorized dealership entities.