In a challenging market environment, it’s the agile who thrive. GMAC has changed the complexion of its business as the marketplace has changed, transforming itself to remain a vital force in GM’s drive to sell vehicles. But the GMAC we have created is much more than a captive auto finance company. GMAC today is a leading provider of a broad array of financing, insurance and mortgage services, all over the world. GMAC today is a strong, global, diversified and dynamic financial services company.