GMAC Commercial Finance (GMAC CF) is a trusted source of capital for middle-market businesses, serving customers worldwide through three divisions: Commercial Services, Structured Finance and European Operations.

The Commercial Services Division (CSD) is one of the largest accounts receivable management firms in the world. We help companies meet their working capital, risk mitigation and receivables servicing needs with a product suite that ranges from the guarantee and collection of a client’s receivables (collection factoring) to the funding of a client’s organization through broader asset-based loan facilities.

Our Structured Finance Division (SFD) provides a diverse array of financing products for middle-market companies and equity sponsors, including asset-based lending, structured finance, cash flow lending and more. The specialized Retail Finance Group within SFD is recognized as a leader in delivering creative capital solutions to retailers and consumer products companies.

GMAC CF’s European Operations (EO) are strategically located in the United Kingdom and Poland. EO provides many products, tailored to the markets served, that are similar to those CSD and SFD provide in North America. EO entered the structured finance/cash flow market in 2006 and has been a leading provider of invoice discounting (a receivables financing product) in the United Kingdom for many years. After only two years, our Poland operation has become the number-one independent provider of factoring in that country.

After completing a rationalization plan in 2006 that included the merger of two divisions and the shedding of another, we’re positioned to grow in 2007 and beyond by leveraging our superior value proposition to satisfy and retain current clients and attract new ones.