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Notes to Consolidated Financial Statements

Note 3. Other Income

Details of other income were as follows:

                 
Year ended December 31, ($ in millions)
2006
 
2005
 
2004
Real estate services
$
593
 
$
712
 
$
464
Interest and service fees on transactions with GM(a)
 
576
   
568
   
370
Interest on cash equivalents
 
489
   
480
   
244
Other interest revenue
 
536
   
450
   
297
Full service leasing fees
 
280
   
170
   
153
Late charges and other administrative fees
 
164
   
164
   
164
Mortgage processing fees
 
136
   
461
   
518
Interest on restricted cash deposits
 
119
   
102
   
60
Insurance service fees
 
131
   
111
   
136
Real estate and other investment income
 
106
   
157
   
148
Factoring commissions
 
60
   
74
   
77
Specialty lending fees
 
57
   
59
   
60
Fair value adjustment on certain derivatives(b)
 
6
   
(36
)
 
(26
)
Other
 
390
   
927
   
805
Total other income
$
3,643
 
$
4,399
 
$
3,470
(a) Refer to Note 18 to our Consolidated Financial Statements for a description of transactions with GM.
(b) Refer to Note 15 to our Consolidated Financial Statements for a description of our derivative instruments and hedging activities.
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