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2006 Annual Review Home Page

Message From the CEO

CEO Letter, Page 1 CEO Letter, Page 2 Financial Highlights

The New GMAC

New Financial Strength and Flexibility New Ability to Leverage Our GM Relationship New Opportunities to Expand and Grow

Business Operations

Automotive Finance Insurance Real Estate Finance Commercial Finance Community

Financial Message

Letter Selected Financial Data Selected Financial Charts

Financial Data

Management’s Discussion and Analysis Reports of Management and Independent Auditors Financial Statements Notes to Consolidated Financial Statements

Investor and Company Info

Information for Investors Executive Organization